We could help you save money on your borrowing by reducing your interest rate. Please note, if you extend the term of the loan, you may pay back more in total interest.
Take the Oakam challenge below, to find out how we could save you money.
Borrow from £200 to £2,500 and pay it back over 3 to 24 months. 502% APR representative (variable).
Take out an Oakam challenge and we can guarantee the following...
No waiting around for an agent.
Manage your loan 24/7 with our app.
When you refer your friends, we will reward you with extra cash.
Earn £1 for each friend you refer.
Earn £3 for each friend applying for a loan.
Earn £10 when they get approved for a loan.
502% Representative APR based on annual interest rate of 182.3% (variable). Representative example: Borrow £200 over 26 weekly periods. First instalment £15.86 then 25 instalments of £11.85 Total repayable £312.11, total cost of credit £112.11.
This rate is subject to change and the representative APR may not be the rate you'll receive. Your actual rates and repayments may differ and will be based on your personal circumstances, the loan amount and term. For the Oakam challenge loan, the APR you could receive ranges between Min APR 281%, Max APR 1458%.
All loans subject to status. T&C’s apply
73.1% representative (variable)
1421% representative (variable)