Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

For existing customers, we're taking steps to help ease the burden of loan repayment. Find out more about how we can help during this uncertain time. Read more

Loan decisions made by people

We speak your language

Our staff speak 20+ different languages (and even more dialects) and come from the communities we serve so we can provide understanding and personal service to our customers.

It is important for our customers to feel comfortable when discussing their financial circumstances. Therefore, we strive to offer a respectful service and where possible in a customer's preferred language. We also use simple terms and plain English in our advertising. We do this to ensure our products and the application process is easy to understand and transparent.  

We make decisions, not robots

Unlike most lenders, we also choose to speak to you.  

We train our staff to assess you as a customer individually, rather than just assessing you based on your credit score alone. We believe that by listening to your story, we can offer the right product to suit your needs.

This means we are able to help you if have a salary, if you are on benefits or if you have recently moved to the UK.

Lift Loan
73.1% representative (variable)

Oakam Loan
1421% representative (variable)

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