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  • Credit Hacks: Breaking down the dominant model

    For the past 50 years, credit has been done in a very simple way, providing common consumers much broader access to credit as it extended from banks to credit cards to other consumer credit services. Today, the dominant credit model is facing challenges and disruption – but is the challenge coming from new players in the credit scoring space or from consumers themselves “hacking” credit?

    Frederic Nze, CEO and Co-founder of FinTech microlender Oakam, and Guy Shone, CEO of Explain the Market & Business Presenter for Euronews, discuss how credit solutions are being crafted from the ground up and how to harness technology to scale them up.