Making a loan application

Making a loan application
You can apply for a loan with us on our website

We will always conduct some initial checks to understand whether we can start the application process to lend to you as well as carry out the following:

1. Identity check
2. Credit check
3. Affordability check using details of income & expenditure

If you are a current customer who is re-applying, we will also take into consideration your repayment behaviour on your current loan.

Applications approved and completed before 4pm will be transferred into your bank account the same day. If it is after 5pm, it will be disbursed at 10am the next working day.

Apply for a loan online

To apply for a loan online you will need to complete the following steps:

1. Fill out some information about yourself (i.e. contact details, bank information, income & expenditure).
2. Successfully complete a credit check online.
3. Speak to an advisor who will call you to help you complete your loan application.
4. If approved you will need to agree to our loan terms in order to receive the funds.

Further possible outcomes:

• In some cases, you may need to speak to an advisor who will call you to help you complete your loan application.
• If approved you will need to agree to our loan terms in order to receive the funds.

When you will receive your money:

• We can transfer money every 2 hours starting from 09:30 until 18:30 on weekdays and from 10:30 until 17:00 on Saturdays

All loan decisions are made by one of our trained staff who will assess your individual situation. This is the reason we want to speak to you so that we can listen and understand your financial history and your current needs, your credit score is only one small part of the process. Our staff will always aim to accept if we believe that our product is affordable and right for you.

Once your loan has been approved you can download and register for our app to help manage your loan repayment.