Loan application checklist

To apply for a loan with us you need to be:

18+ years old

A UK resident

Income £400+ (salary & benefits)

Valid Bank Card

UK Bank Account

Unlike many short-term lenders we at Oakam look at your individual circumstances, which mean that we may lend to you even if you:

Have been turned down for credit before

Have recently moved to the UK

Are self employed

Had CCJs in the past

Are receiving benefits

As a responsible lender we are not able to help you if you are:

In debt management

Bankrupt or have an IVA

Have current unspent CCJs

Oakam Limited,
Sunley House,
Bedford Park,
Croydon,
CR0 2AP

Registered in England & Wales, company number 5878249.

All loans subject to status, terms and conditions apply.

Oakam Limited is authorised and regulated by the Financial Conduct Authority, Financial Services Register number 678734.

Andrew Tate and James Hopkirk of Kreston Reeves LLP were appointed joint administrators of Oakam Limited trading as “Loal” (the “Company”) on 24 February 2022. The affairs, business and property of the company are being managed by the Joint Administrators. The Joint Administrators act as an agent of the company and without personal liability. Further information is available on the Kreston Reeves website.

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Unlike many short-term lenders, we at Oakam look at your individual circumstances.

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Unlike many short-term lenders, we at Oakam look at your individual circumstances.