To apply for a loan with us you need to be:
18+ years old
A UK resident
Income £400+ (salary & benefits)
Valid Bank Card
UK Bank Account
In some cases you may also need to provide us with:
Proof of address
Proof of income
Proof of ID
Click here to find out more about types of proof we accept.
Unlike many short-term lenders we at Oakam look at your individual circumstances, which mean that we may lend to you even if you have:
As a responsible lender we are not able to help you if you are:
73.1% representative (variable)
1421% representative (variable)
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