How our loans work

How our loans work

At Oakam we provide personal loans with a personal service – and we look at your individual circumstances when reviewing your application.

As a responsible lender, our priority is to ensure that you can afford your loan repayments. As a result, our loan application system will assess your financial situation before we can approve your loan.

Oakam Limited,
Sunley House,
Bedford Park,
Croydon,
CR0 2AP

Registered in England & Wales, company number 5878249.

All loans subject to status, terms and conditions apply.

Oakam Limited is authorised and regulated by the Financial Conduct Authority, Financial Services Register number 678734.

Andrew Tate and James Hopkirk of Kreston Reeves LLP were appointed joint administrators of Oakam Limited trading as “Loal” (the “Company”) on 24 February 2022. The affairs, business and property of the company are being managed by the Joint Administrators. The Joint Administrators act as an agent of the company and without personal liability. Further information is available on the Kreston Reeves website.

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We look at your individual circumstances when reviewing your application

At Oakam we provide personal loans with a personal service – and we look at your individual circumstances when reviewing your application.

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We look at your individual circumstances when reviewing your application