Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

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  • How our loans work

    At Oakam we provide personal loans with a personal service – and we look at your individual circumstances when reviewing your application.

    As a responsible lender, our priority is to ensure that you can afford your loan repayments. As a result, our loan application system will assess your financial situation before we can approve your loan.

    To apply follow these simple steps:

    Apply for a loan – first time customers can apply online or via our mobile app. If you’ve had a loan with us in the past, you can apply easily on the Oakam app.

    Review our offers – choose the loan amount and repayment term that suits you best. We’ll never offer more than you ask for.

    Same day approval – we want to say yes. If accepted, you could have the money the very same day you apply.