How our loans work

How our loans work

At Oakam we provide personal loans with a personal service – and we look at your individual circumstances when reviewing your application.

As a responsible lender, our priority is to ensure that you can afford your loan repayments. As a result, our loan application system will assess your financial situation before we can approve your loan.

Oakam Limited,
Sunley House,
Bedford Park,
Croydon,
CR0 2AP

Registered in England & Wales, company number 5878249.

All loans subject to status, terms and conditions apply.

Oakam Limited is authorised and regulated by the Financial Conduct Authority, Financial Services Register number 678734.

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We look at your individual circumstances when reviewing your application

At Oakam we provide personal loans with a personal service – and we look at your individual circumstances when reviewing your application.

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We look at your individual circumstances when reviewing your application