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Oakam Loan

Les imprévus urgents du quotidien peuvent arriver à tout le monde.

Le Oakam loan a été conçu pour que vous n’ayez pas à vous en inquiéter.

Empruntez de 200 £ à 1750 £ et remboursez sur 3 à 12 mois.

Vous ne savez pas quel prêt choisir? Consultez notre outil de comparaison de prêt.  

1584.5% APR representative based on an annual interest rate of 290.1% (variable). Representative example: Borrow £250 over 13 weekly periods, first instalment £33.53 then 12 instalments of £27.55. Total repayable £364.13, total cost of credit £114.13. Rate varies by term selected. Representative APR is calculated for this specific term.

This rate is subject to change and the representative APR may not be the rate you'll receive. Your actual rates and repayments may differ and will be based on your personal circumstances, the loan amount and term. For an Oakam Loan the APR you could recieve ranges between Min APR 223%, Max APR 1596.1%

All loans are subject to status. Terms and conditions apply.  

1416.9% APR representative based on an annual interest rate of 279% (variable). Representative example: Borrow £740 over 26 weekly periods, first instalment £76.12 then 25 instalments of £53.43. Total repayable £1,411.87, total cost of credit £671.87. Rate varies by term selected. Representative APR is calculated for this specific term.

This rate is subject to change and the representative APR may not be the rate you'll receive. Your actual rates and repayments may differ and will be based on your personal circumstances, the loan amount and term. For an Oakam Loan the APR you could receive ranges from 223% APR to 1596.1% APR. 

All loans are subject to status. Terms and conditions apply. 

98.8% APR representative based on an annual interest rate of 69% (variable). Representative example: Borrow £2,500 over 52 weekly periods, first instalment £76.34 then 51 instalments of £66.86. Total repayable £3,486.20, total cost of credit £986.20. Rate varies by term selected. Representative APR is calculated for this specific term.

This rate is subject to change and the representative APR may not be the rate you'll receive. Your actual rates and repayments may differ and will be based on your personal circumstances, the loan amount and term. For a Lift Loan the APR you could recieve ranges between Min APR 55.3%, Max APR 98.9%

All loans are subject to status. Terms and conditions apply.
Other loan products between £200 and £1,750 at different rates are also available.

336% APR representative based on an annual interest rate of 149% (variable). Representative example: Borrow £1,200 over 52 weekly periods, first instalment £54.48 then 51 instalments of £44.66. Total repayable £2,332.14, total cost of credit £1,132.14. Rate varies by term selected. Representative APR is calculated for this specific term.

This rate is subject to change and the representative APR may not be the rate you'll receive. Your actual rates and repayments may differ and will be based on your personal circumstances, the loan amount and term. For an Oakam Loan the APR you could recieve ranges between Min APR 223%, Max APR 1596.1%

All loans are subject to status. Terms and conditions apply.
Other loan products between £1000 and £5000 at different rates are also available.

73.1% APR representative based on an annual interest rate of 55% (variable). Representative example: Borrow £3,000 over 104 weekly periods, first instalment £61.30 then 103 instalments of £47.70 Total repayable £4,974.40, total cost of credit £1,974.40. Rate varies by term selected. Representative APR is calculated for this specific term.

This rate is subject to change and the representative APR may not be the rate you'll receive. Your actual rates and repayments may differ and will be based on your personal circumstances, the loan amount and term. For a Lift Loan the APR you could recieve ranges between Min APR 55.3%, Max APR 98.9%

All loans are subject to status. Terms and conditions apply.

56.7% APR representative based on an annual interest rate of 45% (variable). Representative example: Borrow £5,000 over 156 weekly periods, first instalment £70.89 then 155 instalments of £58.53. Total repayable £9,143.04, total cost of credit £4,143,04. Rate varies by term selected. Representative APR is calculated for this specific term.

This rate is subject to change and the representative APR may not be the rate you'll receive. Your actual rates and repayments may differ and will be based on your personal circumstances, the loan amount and term. For a Lift Loan the APR you could recieve ranges between Min APR 55.3%, Max APR 98.9%

All loans are subject to status. Terms and conditions apply.

Pourquoi le prêt Oakam? 

  • Augmentez le montant de votre prêt

    Vous pouvez augmenter le montant de votre prêt sur notre application mobile, par téléphone, ou en venant dans un de nos 22 magasins.

  • Modalités de remboursement flexibles

    Vous pouvez choisir des échéances de remboursements toutes les semaines, toutes les 2 semaines ou tous les mois.

  • Construisez votre historique de crédit

    Nous reportons votre bon comportement aux agences de référencement de crédit, ce qui vous permet d’améliorer votre score de crédit en remboursant votre prêt aux échéances prévues.

  • Aucune pénalité de retard

    Nous ne chargerons jamais des paiements en retard ou manqués, et nous ne vous prendrons pas de frais si vous remboursez votre prêt plus tôt que prévu.

  • Décision dans la journée

    Si votre dossier est accepté, votre argent est credité le même jour. 

  • Votre taux d’intérêt s’améliore en fonction de vos remboursements

    Nous offrons des taux d’intérêt réduits aux clients qui démontrent une fiabilité de remboursement, en remboursant leur prêts régulièrement et en entier.

 

Oakam Loan est un prêt disponible en ligne, par téléphone ou dans l’un de nos 19 établissements. 

 

Vous cherchez un prêt plus important ? 
Jetez un coup d'œil au prêt Lift
 

Critères d’acceptation pour Oakam Loan

Âge minimum de 18 ans

Vous devez avoir au moins 18 ans pour demander un crédit Oakam Loan.

Résident du Royaume-Uni

Vous venez d’arriver au Royaume-Uni? Vous pouvez être accepté pour un prêt chez Oakam à partir de 6 mois de résidence.   

Income requirement

You could qualify for an Oakam loan if you have an income of at least £400. 

Revenu minimum de 400£

Vous pouvez être accepté pour un prêt Oakam Loan à partir de 400£ de revenu mensuel minimum. Si vous touchez des allocations, vous pouvez aussi être éligible du moment que vous touchez 400£ minimum de revenu par mois.

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk