Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Need a Top-up?

If you have a loan out with us but you need to and can afford to borrow a larger amount, you can apply to ‘top up’ your loan. If your ‘top up’ is approved we will close your current loan and issue you with a new loan agreement for the additional money and the amount outstanding on your previous loan.

It is important to remember that short term loans are not to be used for long term credit needs, so you should only consider borrowing more money if you experience an emergency and as a responsible lender we will not lend if we believe that our loans are being used for supplementing income on a regular or ongoing basis. We will also only allow you to apply for 2 top-ups while you have a continuous balance, after these top-ups you will need to repay in full before you can apply again.

Could you apply for a Top-up?

You could apply for a Top-up if;

  • You have had your loan for at least 60 days
  • You are up to date with all of your repayments
  • You can afford the repayments

Get the app

Our app is now available both for iPhone and Android™, it is free and notifies you when you can apply for a Top-up


Check online

Give us your details and one of our friendly advisors can check if you could apply. They will call you back within an hour or two to let you know


Call or visit us

Prefer to speak to someone? Try calling us on 020 8819 3767 or visit one of our stores.