Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

For existing customers, we're taking steps to help ease the burden of loan repayment. Find out more about how we can help during this uncertain time. Read more

Existing customers

We are here to help

Earn rewards with our app

Start your journey to earning cash rewards, vouchers & more. Collect points every step of the way, right from when you download our app on iTunes or on Google Play!


Manage your loan with my account 

Now you can manage your loan online with  our brand new 'my account' service. Track your loan, get top-up notifications and more. Great for when you can’t get the app on your mobile. 


Need a new loan?

If you have repaid your loan in full and closed your loan account with us, you are able to reapply for a new loan any time. All loans are subject to status. Terms and conditions apply.


Beware of scams!

When you apply for a loan, Oakam will never ask you for a processing or application fee.

If you are contacted by someone claiming to be an Oakam agent and are unsure of their credentials, hang up and call us directly on 02039 111 777.

To report a scam, please visit www.fca.org.uk/consumers/loan-fee-fraud