Why choose our loans

Personalised loan service

There are many short term loan providers to choose from. Here are a few reasons why we think you should choose Oakam:

  • Apply for a loan online, in-store or over the phone – speak to a person not a robot
  • We offer loans that suit your needs and affordability, the smaller shorter term Oakam Loan and the larger longer term Lift Loan.
  • Our dedicated advisers offer personal service in your language
  • 90% of our customers rated our customer service 4/5 or 5/5* and 55%*** take out another loan
  • Everyone is different so we make informed loan decisions based on your individual situation and consider all circumstances
  • We offer our existing customer Gold, Silver and Bronze pricing to reward good repayment behaviour
  • We report all on-time repayments you make, which may help you build your credit score
  • We are a responsible lender who keep our customers in mind and offer transparent products with no late fees

Lift Loan
73.1% representative (variable)

Oakam Loan
1421% representative (variable)

Your application

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Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk