If you have a loan out with us but you need to and can afford to borrow a larger amount, you can apply to ‘top up’ your loan. If your ‘top up’ is approved we will close your current loan and issue you with a new loan agreement for the additional money and the amount outstanding on your previous loan.
It is important to remember that short term loans are not to be used for long term credit needs, so you should only consider borrowing more money if you experience an emergency and as a responsible lender we will not lend if we believe that our loans are being used for supplementing income on a regular or ongoing basis. We will also only allow you to apply for 2 top-ups while you have a continuous balance, after these top-ups you will need to repay in full before you can apply again.
Could you apply for a Top-up?
You could apply for a Top-up if;
Get the app
Our app is now available both for iPhone and Android™, it is free and notifies you when you can apply for a Top-up
Give us your details and one of our friendly advisors can check if you could apply. They will call you back within an hour or two to let you know
Call or visit us