We are disrupting microlending. Come join us.

At Oakam we’re on a mission to make financial services accessible to millions of people across the UK. Help us make this a reality!

We share a single, incredible vision - to move the century-old microlending industry into a better future using digital innovation. We deliver the transparent and fair financial services consumers need. This shared purpose ignites the daily collaboration and innovation that makes Oakam such a vibrant and dynamic place to work.

The Oakam values are embodied by each and every team member. Our commitment to these values enables us to make a difference to our customers’ lives day after day.  

We understand life can be tough, but together we can navigate its twists and turns.

We are always there for our customers. However challenging, we find solutions together. 

We care about our customers, and work with them to open doors and create opportunity.

What we do

Customer champions

Store & Contact Centre Teams

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Product creators

Finance, Risk, Marketing, Product Management & Compliance Teams

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Tech & Data geeks

Development, Data Science, QA and DevOps Teams

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Team enablers

IT Support, HR, Facilities Management, Learning & Development Teams

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What makes us different

We are diverse

Our multi-lingual workforce is an asset to build strong and lasting relationships with our customers. In addition to creating value, our various backgrounds create a rich and vibrant culture.

We grow together

Since our first store opened in 2007, we’ve grown the team to 250+ people across London & the Midlands. Our big goal and exciting expansion plan creates lots of opportunity for growth.

Martyna, Store General Manager

“From a young shy girl, I became a store manager!”

I started working at Oakam when I was 17, I was doing leafleting for the Barking store a few days per week while I was studying. After I finished my studies I applied for a CRM position and got a job at the Romford store. I was soon promoted to General Manager for the East Ham store. The only thing I can say is that Oakam is the place where I grew as a strong person and gained so much experience. From a young shy girl, I became a store manager!

Imtiaz, Learning & Development Manager

“An environment that nurtures talent and helps you grow”

I manage the Learning and Development of our people. My background is in Retail and I started life with Oakam 10 years ago, opening and managing the first wave of Oakam stores between 2007-2010. We work in an environment that nurtures talent and helps you grow as a team player, as a professional and as a person. Oakam makes you resilient, entrepreneurial and creative in your approach to business and in your approach to life.

We empower

Innovation is at heart of what we do and is visible through our start-up spirit. Working at Oakam, you will be given the opportunity to discover, be creative and take initiative.

Helena, Head of Central Operations

“I’m hugely excited to join Oakam at a time when it’s so openly embracing change and on the cusp of such exciting growth”

I’m hugely excited to join Oakam at a time when it’s so openly embracing change and on the cusp of such exciting growth and I’m very much looking forward to working with such a friendly and welcoming team. Oakam have provided me with the perfect opportunity to exercise my passion, in driving results through the leadership of people to deliver an exceptional customer service.

Florian, Head of Financial Planning & Analysis

“I was attracted to Oakam by joining a Fintech company in strong growth”

I was attracted by Oakam for 2 main reasons: the ability to Head a newly developed position and become a key contributor on shaping the strategy going forward, join a Fintech company in strong growth, with great potential and a unique offering differentiating from the main sub-prime lending competitors.

What we offer

Perks & Benefits

  • Private Healthcare
  • Childcare Vouchers
  • Company Pension
  • Company Sick Pay
  • Anniversary Bonus
  • Social Events
  • Weekly Training & Learning Bites
  • Free gym passes (Contact Centre)
  • Relaxation rooms (Contact Centre)
  • Refer a Friend Bonus


Head Office, Central London

Located on Tottenham Court Road, our newly refurbished Head Office is at the heart of Central London and with endless options for coffee, lunch time and after works.

Contact Centre, Croydon

Located in Croydon -20mn train from London Victoria-, our Contact Centre is vibrant and full of life. Virtual Store, Collections, IT and support functions are based here.

Oakam stores, London & Midlands

We currently have stores on high streets across London and the Midlands and a virtual store to serve even more customers.

Store finder

Current opportunities

We’re looking for talented and driven individuals who share our passion for making a change. Have a look at our current opportunities, or submit your CV directly to

Equal opportunities

In accordance with our equal opportunities policy, we recruit and select staff on the basis of their demonstrated ability, qualifications and suitability for work. We will not discriminate against applicants on the basis of their age, colour, disability, ethnic or national origin, marital status, race, sex, sexual orientation or religion or belief.

Warning: Late repayment can cause you serious money problems. For help, go to