Loan decisions made by people, not robots
You may qualify for an annual interest rate between 45% and 291%. Apply now
Refer a friend and receive a £10 thank you from Oakam. The more friends you refer the more money you can earn. Learn more
1582% APR representative based on an annual interest rate of 290% (variable). Representative example: Borrow £360.14 over 13 weeks, first instalment £48.29 then 12 instalments of £39.68. Total repayable £524.45, total cost of credit £164.31.
This rate is subject to change and the representative APR may not be the rate you'll receive. Your actual rates and repayments may differ and will be based on your personal circumstances, the loan amount and term. Max APR 1596% over 3 months
All loans are subject to status. Terms and conditions apply, Oakam provide loans of between £200-£5000 repaid over 3 to 36 months. Interest rates and APR will vary based on your selection of term and amount, the information above reflects the selections you have made on this site.
rate us good /