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  • Top tips for a healthy lifestyle that don’t break the bank

    At its core, healthy living is pretty cheap. It’s the added extras which companies push on us that complicate healthy living, and that rack up the cost. You don’t need pricey superfoods and a 5-star gym membership to be healthy – you can easily achieve a well-rounded, balanced lifestyle if you’re budgeting   

    We’ve compiled some money saving tips to help you navigate your way through the add-ons, and show you how you can live a healthy lifestyle without feeling like you have to rely on cash loans to cover the cost.  

    Swap the gym for an at-home plan  

    A gym membership is a great way to get your body moving, and the financial commitment can be an incentive to ensure that you do actually use the membership. However, it’s not the only option. On average, a gym membership in the UK will set you back around £40 each month, which adds up to a hefty annual sum.  

    Why not try a fitness app instead? There are loads available to both Android and Apple users, a number of which clock in at around £25 for three months, which is a massive annual saving compared to traditional gym memberships, and will fit more easily into your monthly budget. Plus, with these apps being available to you at the click of a button, you don’t even need to leave your house to get a workout in, making exercise assimilate more easily with your day-to-day life.  

    Or, if you’d like to save even more money, give YouTube a try. The platform is a goldmine for readily available, free workout videos. From stretching and yoga all the way through to HIIT and weights sessions, whatever your preference you’ll be sure to find something suitable. This is a particularly useful resource if you don’t want to commit to a subscription for a fitness app or a gym membership.   

    Plan your meals 

    This is one of the best money saving tips, and it’s really easy to do. Sit down at the end of the week and plan out your meals for the next few days. You can plan a full week in advance, or do a few days at a time, whatever works best for you.  

    Having your breakfast, lunch, dinner, and snacks mapped out for you means that you can go to the grocery shop with purpose and a plan, meaning that you’ll pick up only what you really need, and you’ll be much less likely to put something in your basket that you won’t use, or that you only really want in that moment. Plus, this planning will result in less food waste as well, which is great not only for you but also for the planet!  

    For days when you’re in a rush and you need food quickly, having planned out your meals and snacks makes it much easier to make healthy choices, rather than picking up what’s most convenient in the moment. Grab-and-go food tends to be less healthy than what you can make at home, and it’s usually much more expensive per portion, so it will really pay to put this time aside each week. 

    Use your legs! 

    Walking is a massively underrated form of fitness, and offers so many health benefits. You don’t need to be clocking in 10,000 steps a day, but making an effort to get out of your house for a daily walk can have a huge impact. As long as you’re consistent, even the smallest of walks will add up over time. Not only will it benefit your physical health, but your mind will feel clearer too, creating a healthier headspace at the same time.    

    Shop smart 

    There are so many ways to take advantage of supermarket deals and to find money saving opportunities. If your local supermarket has a loyalty card, they may offer deals for being a cardholder. For example, Tesco Clubcard holders have exclusive access to money off selected products throughout the store. These deals make otherwise pricey products much more affordable.  

    Some supermarkets will also put flyers through your letterbox at home, with coupons for selected items or multibuys. These are well worth looking through rather than simply discarding, as there might just be a coupon for something you’re in need of!  

    Shops like Farmfoods and Iceland are great for picking up bulk bags of frozen meat, vegetables, or fruit. So often these frozen packs are overlooked in favour of the fresh produce, due to misconceptions that frozen is of lesser quality. However, these packs contain the same calibre of product, are often much bigger than their fresh counterparts, and will last much, much longer. Buying frozen is a great way to make your money stretch further.  

    Maintaining a healthy lifestyle doesn’t need to cost a fortune. Forget the latest health trend or flashy gym; if you stick to the basics, you can lead a very healthy life without feeling like you need to rely on loan organisations to maintain the lifestyle. We hope these money saving tips can help you kickstart your healthy lifestyle, the cheaper way.  


    Having a bad credit history is not the same as being in financial difficulty. If you think you are in financial difficulty or are finding it difficult to pay your bills on time, you should seek an alternative solution. To get debt advice information, we advise seeking independent advice from an impartial service like Citizens Advice or a qualified Financial Advisor.