On Benefits & CCJs OK
Get cheaper pricing over time
Earn great rewards with our app
Melanie, London
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We’ll listen to your story if you are on benefits, have a bad credit history or just arrived to the UK. We strive to break down financial barriers and provide access.
Money is a private matter and we keep it that way. Think of us as an alternative to doorstep loans. We’ll never knock on your door. You can reach us online, over the phone or your nearest store.
At Oakam you’re always in control. You can choose from weekly or 2-weekly payment plans. Our products are simple and transparent. We don’t charge late fees or penalise you for settling early.
We give you the tools to build a brighter financial future. With good repayment behaviour, you could have the flexibility to top-up your loan at a lower price or borrow up to £5,000 for a large purchase.
We stand by you when times are tough AND reward your loyalty. Start earning points by simply downloading our app, paying on time and referring friends.
Fill our secure online application and get a pre-decision in minutes.
Send your documents and get a final decision. You can also visit us at your nearest Oakam store
Put your approved loan amount to work. You’re on your way to a brighter financial future.
Can’t decide which one would be best for you? See our loan comparison tool