“I think it has improved my credit rating, which makes the future a lot brighter”
We’ll listen to your story if you are on benefits, have a bad credit history or just arrived to the UK. We strive to break down financial barriers and provide access.
Money is a private matter and we keep it that way. Think of us as an alternative to doorstep loans. We’ll never knock on your door. You can reach us online or over the phone.
At Oakam you’re always in control. You can choose from weekly or 2-weekly payment plans. Our products are simple and transparent. We don’t charge late fees or penalise you for settling early.
We give you the tools to build a brighter financial future. With good repayment behaviour, you could have the flexibility to top-up your loan at a lower price or borrow up to £5,000 for a large purchase.
Fill our secure online application and get a pre-decision in minutes.
Send your documents and get a final decision.
Put your approved loan amount to work. You’re on your way to a brighter financial future.