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Our Products

The Bonus Loan

Income over £400 monthly? Recently moved to the UK? The Bonus Loan lets you borrow up to £600 over 3-12 months and offers you flexible repayment options that suit your life. In addition, every Oakam Loan has the Bonus Reward feature. For every six consecutive repayments you make on time and in full, you will earn 1/6 of these repayments in cashback. Also, you will be able to apply for larger loans and improve your pricing once you have built a good repayment history with us.

  • Affordable weekly, fortnightly, monthly or 4-weekly repayments.
  • Earn cashback as Bonus Rewards for making your repayments on time and in full.
  • Build your credit history.
  • Multi-lingual advisors that understand your situation

632%APR representative (variable). All loans subject to status. Terms & conditions apply.

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We will report the status of your account, good or bad, to Credit Reference Agencies. Good payment performance may improve your credit history, but poor payment performance may affect your credit history and make it harder to get credit in the future.

The Big Plus Loan

Are you looking for a larger loan? A loan over a longer time to finance those bigger buys? Big Plus Loan is the right loan when opportunities arise. In addition, every Oakam loan has our Bonus Reward feature. For every six consecutive repayments you make on time and in full, you will earn 1/6 of these repayments in cashback.

  • Spread your repayments over 6 to 36 months
  • Affordable weekly, bi-weekly, monthly or 4-weekly repayments
  • Earn cashback as Bonus Rewards for making your repayments on time and in full
  • Build your credit history
  • Earn lower pricing subject your good repayment history and circumstances
  • Discuss your financial needs face-to-face with our friendly advisors
  • Multi-lingual advisors that understand your situation

166%APR representative (variable). All loans subject to status. Terms & conditions apply.

Call us now on 0844 84 85 767

We will report the status of your account, good or bad, to Credit Reference Agencies. Good payment performance may improve your credit history, but poor payment performance may affect your credit history and make it harder to get credit in the future.

This is a high-cost credit product suitable for short-term needs and not for longer-term borrowing. All loans are subject to creditworthiness and affordability assessments.