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676.6%APR representative

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Bonus Loan Repayment Calculator

To see how much your repayments will be, simply fill in how much you want to borrow, and over how many months you want to repay your loan. You can choose to repay weekly, fortnightly, monthly or 4-weekly - whichever is more convenient for you.

I want to repay
I want to borrow
£200 £600
I want to repay over
3 Months 6 Months

Your weekly repayment is: £15

Total Bonus Reward: £60

APR: 597.1%

Total repayments: £330

Subject to status. Terms and conditions apply, please see our Bonus Loan page for more details.

676.6%APR representative based on an annual interest rate of 977.4% (variable). Representative example: Borrow £240 over 13 weeks (including £40 administration and payout fee) and repay £25 per week (first repayment £27). Total repayment is £276.67 including a bonus reward of £50.33 earned by making on-time repayments in full and on time over the full term of the loan. Pay out assumed as cash and repayment made by debit card.

How we compare

See how Oakam compares to Provident for new customers.

Total cost for a loan repaid weekly over 3 months
LoanProvidentOakam
£200£280£275
£300£420£385
£400Comparison Information
Not Available
£506
£500£638
£600£781

*Oakam and competitor standard pricing for new customers with weekly repayments. Quoted on Provident's website correct of 10/10/2012.

Responsible Lending

Oakam is committed to responsible lending. Find out what you can expect from us and what to do if you should find yourself in financial difficulties.

Find Out More

How it works

It's simple! Just fill in an online form or call our multilingual advisors to book an appointment for a loan application in-store or over the phone. Then get the cash same day once your loan is approved.*

*Subject to status. We will ask you for your monthly income and expenditure in detail, in order to confirm that you can afford the monthly repayments over the life of the loan. To receive money the same day, the phone application has to be finalised by 1pm.

This is a high-cost credit product suitable for short-term needs and not for longer-term borrowing. All loans are subject to creditworthiness and affordability assessments.