Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk
Repayment calculator - For New Customers
1424%APR representative based on an annual interest rate of 279% (variable).
Representative example: Borrow £350 over 26 weeks, first instalment £27.95 then 25 instalments of £25.27. Total repayable £659.70, total cost of credit £309.70.
Big Plus Loan
134%APR representative based on an annual interest rate of 80% (variable).
Representative example: Borrow £1867.49 over 78 weeks, first instalment £68.01 then 77 instalments of £42.60. Total repayable £3348.21, total cost of credit is £1480.72. A fee of £60 is added to the loan amount.
What our customers say...
90% of customers rated our service as 4/5 or 5/5 (Very good)*
*Our customer survey was sent to all customers after the approval of a loan in 2014. 90% of 13,505 unique customers rated our service as 4 or 5 out of 5 where 1 = very poor and 5 = very good.
Oakam is committed to responsible lending. Find out what you can expect from us and what to do if you should find yourself in financial difficulties.Find Out More
How it works
It's simple! Just fill in an online form or call our multilingual advisors to book an appointment for a loan application in-store or over the phone. Then get the cash same day once your loan is approved.*
*Subject to status. We will ask you for your monthly income and expenditure in detail, in order to confirm that you can afford the monthly repayments over the life of the loan. To receive money the same day, the phone application has to be finalised by 1pm.
High-cost credit products are not suitable for long-term borrowing. All loans are subject to creditworthiness and affordability assessments.